House-linked paperwork may also be important. Borrowers should supply the house’s title to verify possession and be certain there are no liens. An appraisal report establishes the residence’s market place price, which impacts the loan-to-benefit ratio. *Based on 2024 HMDA-described loan origination device quantity; excludes correspondent loans. Based on Rocket https://archerfmswa.csublogs.com/45182865/5-easy-facts-about-cash-to-new-loan-described